Benefits listed are effective after 9/23/2010 and comply with federal and state requirements, including applicable provisions of the recently enacted federal health care reform laws and are subject to change as we receive additional guidance and clarification from federal and/or state agencies. ¹Out-of-network preventive care coverage requires meeting deductible and/or coinsurance depending on plan.

Services provided by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc., licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. The Blue Cross names and symbols are registered marks of the Blue Cross and Blue Shield Association.